Someone who survives an accident with an 18-wheeler can rightly feel blessed to escape with their life. After such a great misfortune, survivors should take vital steps to live the healthiest and most financially sound life possible.
According to the Federal Motor Carrier Safety Administration, Louisiana is one of the top 10 states in the number of injuries from crashes with large trucks and buses. A personal injury claim can assist with the complications that arise from such an accident.
Issues of liability and statute of limitations
Louisiana follows the pure comparative fault rule, meaning an injured party can receive damages even if they share some responsibility for a crash. With a truck accident, liability could fall on a truck driver, corporation, manufacturer or government entity. Louisiana Civil Code allows a person only one year after an incident to file a claim.
Steps to care for future financial needs
A severe accident likely brings a lifetime of hefty medical bills. A plaintiff should understand the full scope of injury so they can pursue damages that can cover all future physical and mental harm resulting from the accident.
Since impairment can restrict income-earning capabilities, an accident victim should consider the cost of care for dependents when pursuing compensation. Such care might require a trust to protect funds set aside for heirs.
The opposing insurance company focuses on its interests and has many tools available to mount a defense. The insurer typically pursues every method to pay out as small a settlement as possible. For this reason, many crash survivors need a strong case to recuperate emotionally and economically.